When it comes to buying a home, afford is a relative term. You may be able to afford the monthly payment on a house, but at what cost? Before the 2008 housing crash, many homebuyers who were making minimum wage were assured that they could afford half-million dollar...
70% of all homeowners have a mortgage. Which means 30% do not.1 If you aspire to be in the latter camp, below are some ideas to accelerate that outcome. At Allgen, we would love for you to have your home paid in full by the time you retire and even sooner, if...
Am I “House Poor”? How do I avoid being “House Poor”? In this episode of Allgen’s #MoneyMinute, Jason Martin and Paul Roldán discuss the idea of being house poor and what it means. They also give good metrics to help you figure out if...
15 year mortgage? 30 year mortgage? Conventional? FHA? VA? SO many housing options! In this episode of Allgen’s #MoneyMinute, Jason Martin and Paul Roldán discuss the 15 year mortgage versus a 30 year and what you should consider going into home buying. Take a...
