Disclaimer: Due to the large variety of health insurance options available and extensive scope of this topic, we encourage you to consult with a health insurance professional to assess your unique circumstances and health care needs. What Is Health Insurance? Health...
What Is Disability Insurance? Disability insurance is a type of insurance policy that pays you a portion of your income if you become disabled and unable to work. Why Is Disability Insurance Important? Most people insure their assets (i.e. house, car, etc.) against...
Read through this post on dollar cost averaging here, or skip to the AllGen Academy dollar cost averaging video below. When Markets Fall, What Should You Do? Falling markets can be scary, especially when you see your life savings shrinking to lower and lower levels of...
What Is Life Insurance? Life insurance is a tool for protecting your loved ones in the case of your death. The main purpose for having life insurance is to replace your income or financial value by allowing your family to receive a death benefit when you pass away....
What Is an Emergency Fund? An emergency fund is a predetermined amount of cash set aside to cover expenses in case of unforeseen events such as unemployment, disability, illness, automobile repairs, medical deductibles, etc. An emergency fund is not an investment but...
If you’re thinking about moving, you’re not the only one. Since COVID-19 has increased the number of jobs that can be done remotely, people don’t have to live in the same city as their employers anymore. Many people are considering relocating for financial reasons....