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Allgen advisors understand everyone has different needs and are in different stages of their life. If you are experiencing uncertainty with your investments and would like to receive a complementary anaylsis, please contact us at advisors@allgenfinancial.com. |
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Retirement Planning & Investing
for Individuals & Families
Most individuals inactively manage their retirement
assets because it is a long-term investment opportunity. We most commonly
see the "out of sight, out of mind" mentality as a major
problem. We believe planning your retirement is one of the most important
investments you will make in life. It has multigenerational effects.
Therefore, we want to help you actively manage the process of investing
for your future or for your current situation if you are already retired.
If you are retired, getting ready to retire,
need to Rollover your 401k, or just starting out, let us help you ensure
a successful retirement. Contact us and ask for a complementary
analysis/audit of your current investment strategy.
> In a Career Transition
> Getting Ready To Retire |
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Active Asset Management for
Individuals & Families
As active asset managers, we make immediate and
prudent decisions ensuring timely changes to your portfolio. This
service is advantageous for those who do not want to be burdened with
the day-to-day emotions of money management.
At Allgen, asset management is a deliberate process of research, asset
allocation, portfolio diversification, and diligent monitoring of
technical and fundamental strategies designed specifically to achieve
a client’s financial goals. In an economy where the value of
your assets can be influenced by global events, it is essential to
develop integrated programs that can produce dependable returns and
manage risk in any type of market environment. |
Employee Retirement Benefits for
Organizations
Allgen can help your organization develop the
right retirement plan for its team members. For small to mid-sized
organizations, Allgen provide a wide variety of investment choices
and flexibility, onsite investment guidance, participant education
sessions, and Web-based tools to access account information.
We will provide educational seminars and/or one-on-one sessions with
members of your organization to ensure they are making the right investment
choices. In addition, we help to reduce liability to the organization
and help navigate how to best stay in compliance based on the Pension
Protection Act of 2006.
As a 401(k) provider to small and medium size
businesses, we take a hands-on approach to determine the best
retirement plan for your company and its employees. We offer
an array of investment options at highly competitive rates. We make the process of establishing
or transitioning retirement benefits as painless as possible
for you.
Receive a Quote
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Institutional Services for
Pensions, Endowments and Trusts
Allgen’s institutional group helps organizations better manage their funds through proactive money management and ongoing spending policy review.
The primary objective of Allgen’s institutional service for funds of organizations is to preserve real (inflation adjusted) purchasing power while providing a relatively predictable, stable, and constant (in real terms) stream of earnings consistent with prudent risk management and the organizations spending needs. The attainment of this broad objective will provide a balance between the current spending needs of the organization and the need to preserve the purchasing power of the organization’s funds for future generations. |
Estate Planning for Executives
Preservation of your family’s financial future
is a major component of our estate planning services. We are committed
to helping our clients develop a multi-generational legacy. Retirement
assets can create significant tax burdens for your heirs, and can
greatly reduce your gifting capability. Planning for retirement without
estate planning is a common oversight. We come along side executives
at all levels to ensure estate tax burdens are kept to a minimum.
Our team of estate planning experts (including CFPs ® and CPAs) will
help you accumulate, protect, and manage your family’s assets.
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to Estate & Retirement Tax Planning
Contact us to learn more about these services.
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Business Succession Planning for
Business Owners
We understand leaving your business is a major transition in your
life. Allgen comes along side business owners to make the transition
of selling a business easier. If you are interested in selling your
business or if you are already in the process of sell your business,
Allgen's team of financial advisors will help you navigate the decision
making process. We will help to evaluate all the different options
available in order to ensure your business is sold properly. Once
the business has been sold, we will help you determine the best course
of action to preserve, allocate, or reinvest your assets. ...learn
more
Contact us to learn more about these services.
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| Fee-Only Compensation |
| Many financial advisors are compensated
by commissions received from selling a financial product to a client.
Allgen, on the other hand, provides fee-based retirement planning,
estate planning, and asset management. "Fee-Only" means
we charge our clients on a percentage of assets under management.
There are three main reasons Allgen is a fee-only firm and does
not receive commissions from the sale of financial products or services.
1) Performance-driven.
You can feel assured Allgen provides the best advice, as the company's
compensation is based on providing positive results to our clients.
If our clients' investment portfolios increase,
our revenues increase. If our clients' investment portfolios decrease,
our revenues decrease.
2 ) Impartial. You can feel assured
the advice received is objective and not based on how much commission
our firm will receive from selling financial products.
3) Flexible. While
many products tie clients in for years via early withdrawal penalties,
our clients can walk away anytime without fear of traditional long-term
penalties. |
| Important Forms |
> Initial
Data Gathering Form
> Risk Profile Test |
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